EPF Fund and Public Mutual Fund
Employee Provident Fund
Employee Provident Fund (EPF) or also known as Kumpulan Wang Simpanan Pekerja (KWSP) is a government agency who manages compulsory saving plan and retirement planning for private sector employee.Did you know we can use our EPF in account 1 to invest in registered fund like Public Mutual for example.
This is the cart EPF/KWSP dividend paid since 2000-2015
Dividend paid from 2000-2015
for EPF full dividend paid report, please click here
Public Mutual is well known as another investment company. Beside public can withdraw from EPF account 1 and invest into Public Mutual. What happen when or if i wanna close account in Public Mutual? Don’t worry, all the money including dividend will going back into EPF account 1.
Which one is the best? stay in EPF or withdraw and invest in Public Mutual? Its up to you. Study the market, study the pattern. Which one is the best for you. For me, i’m still hold the magic word ‘Don’t Put All Eggs in A Basket’.
For Public Mutual fund performance full report, please click here to refer
Update: now EPF intro new module called i-invest which we can monitor and invest registered fund with FMS directly without agent. Its update everyday so we fund perfomance can be track everyday if we want.So maybe we can make decision are our investment fund really perform well or not . Here are the post you may want to take a look